If you are a single mom, and you want to return to school to finish your education, you need to be on the lookout for as many opportunities to help pay for your education as possible. This includes college grants and scholarships – and especially college grants and scholarships for single moms.
You should always start by applying for grants. Grants do not have to be repaid. Typically, when you apply to a school, you will fill out an FAFSA form. This form is then returned either to your school, or mailed in directly, with any supporting documents that are requested. Once the form is processed, you or your school will receive an SAR, or Student Aid Report, notifying you of any and all financial aid that you are eligible for, in terms of federal grants.
You should realize that there are grants that are offered that do not come from the Federal Government as well, such as state grants. For these grants, you will need to check with your home state. The Board of Education in your state is a good place to start, but the colleges and universities in your state will also be aware of any state funded grants as well. Some of the more popular grants for single moms as well as anyone else looking into college grants are the Federal Pell Grant Program which is designed for low income undergraduate students, the Academic Competitiveness Grant (ACG) which is a newer grant by the federal government, the Teacher Education Assistance for College and Higher Education (TEACH) Grant if you are planning a future in the field of education, the National SMART Grant for those interested in computer science, life science, physical science, mathematics, engineering, technology, or what is determined to be a critical foreign language, and the most popular grant – the Federal Supplemental Educational Opportunity Grant (FSEOG).
After you have exhausted all grant opportunities, including college grants for single moms, you should start looking for and applying for scholarships for single moms. Scholarships do not have to be repaid either, but they aren’t as easy to get as grants. Grants are awarded based on financial need, and they often are not limited in terms of how many grants are awarded each year. Scholarships, on the other hand, are limited, and there are many other eligibility requirements aside from financial need. There is also a great deal of competition for the limited number of scholarships that are available but you should still apply to as many as you qualify for!
After you have applied for grants and scholarships, you should look into student loans, and if your credit is bad a no cosigner student loan program would be best. Student loans do have to be repaid, so it is essential that you fund as much of your college education as possible with grants and scholarships especially if you are a single mom, and even consider other opportunities to help pay for your education, such as the Work Study Program. A federal college work study program can be ideal because you can work in the field of your study which gives you valuable job experience at the same time your attending school. You can pay off your college tuition bill at the same time your taking classes.
You should discuss all these grants scholarships for single mothers with a college financial aids specialist of the school you are considering attending so make an appointment now to discuss these options as well as newer ones which may have recently been added for students. Let the financial aid expert help you guide the way for you because that’s what their function is at college.
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